Xero Accounting for business

Create quotes, invoices and bills, capture expenses and receipts, receive payments, reconcile bank transactions and use JAX, your AI finance partner on-the-go - all within Xero's AI-powered Accounting App. Your Xero plan works on mobile and web - log in at xero.com to unlock W-9 and 1099 management, ACH bill payments and additional features.

Xero is accounting software trusted by 5 million+ small businesses and sole proprietors worldwide.

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Features:

*MANAGE INVOICING ON THE GO*
• Raise & send quotes for faster client approval & get started on the job sooner
• Reduce the time it takes to get paid by raising & sending invoices from your device as soon as the job is completed
• Send invoices directly to clients via email, text message or other apps
• Easily keep track of unpaid invoices, to see who owes you what - and even track the status of an invoice, seeing if it has been viewed by clients
• Automatically calculate sales tax on invoices for any state or jurisdiction

*AI-POWERED FINANCE PARTNER*
• Get instant answers on your financial performance — revenue and profit trends, or your current cash position
• Create, edit, approve and send a quote or invoice, and get answers to invoice-related questions
• Snap a photo or upload a document to get instant, secure answers and summaries
• Ask JAX how to use a Xero feature, and get answers based on Xero Central's help content

*TRACK EXPENSES & SCAN RECEIPTS*
• Record spend as soon as it happens to reduce office admin & time spent looking for lost receipts

*MANAGE CUSTOMER & SUPPLIER INFORMATION*
• Have vital contact information in the palm of your hand so you can do business from wherever you are
• Get a view of how much is owed and quickly add notes so you can build better business relationships

*RECONCILE FROM ANYWHERE*
• Good bookkeeping habits have been made easy - Smart matches, rules & suggestions makes reconciling your business transactions easy, from anywhere with a few simple clicks
• Filter bank statement lines to optimize your unique workflow, leading to faster reconciliation
• New sort & search tools to make it easier to view business transactions & streamline the reconciliation process

*ACCEPT PAYMENTS ON THE SPOT WITH TAP TO PAY*
• Speed up invoice payments and improve business cash flow
• Use Tap to Pay for contactless receipt of payments — cards, digital wallets, or wearables
• Link with Stripe for faster invoice payment processing
• Let customers pay directly through the invoice, improving turnaround time

*KEEP TRACK OF CASH FLOW*
• View summaries of outstanding bills & invoices to see what’s owed
• Quickly & easily create bills by capturing photos or selecting files from your mobile device, with our new automatic bill uploader with AI

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XERO ACCOUNTING APP IS POWERED BY XERO
To contact support, visit us at https://central.xero.com/, raise a ticket, book a call & someone will reach out to you
Got product & feature ideas for the Xero Accounting App? Visit https://productideas.xero.com/

You're in good hands with Xero. We're rated GREAT on Trustpilot (4/5) with 11K+ customer reviews (as of July 2026)